Developing A Five Star Hotel In Maldives Construction Essay

Developing A Five Star Hotel In Maldives Construction Essay Expedition Maldives Pvt. Ltd, this is leading construction company in Maldives, A Company is a expand hard with the ability to meet its clients building needs through wide range of contracting and company with a staffs of professionals skilled in architectural design and construction management, In every movement, the companys priority is helping its clients achieve their construction and developmental objectives. Our goal is to build the most expertly designed structure as economically as possible. During the past 07 years, Expedition Maldives Pvt. Ltd, a company, has successfully completed a wide range of construction projects for the private sector, hotels building, and government projects. Background Developing a five star hotel in Maldives. The project environment Mendhoo island is located in (BAA-Atoll) and this is an individual stand alone island. This is an investment of Blue line corporation, Netherland. The project commenced on 2011 February. The island is plan and design for 200 bed rooms with other necessary building in a five hotel. The first phase of the project is going to complete 100 bed rooms and required other buildings, such as restaurants, bars, sport centers and etc. The total investment of first phase is Eight million US$ (Eight million dollars), and the duration of the this phase is three years, after finishing the first phase the resort will be opened and connect the tourism industry. The remaining project phase of 100 bed room will start after analysis of performance. Project goals 1- To complete the project within the agreed timeframe of three years from January 2011 to January 2014, and handover to the owner of Mendhoo International 2- To complete the all the project works within agreed budget of US$ Eight Million (United State Dollars), that includes goods, materials, food, accommodation, transportation and labor cost. 3- To maintain the project quality according to the plan, without omitting any single part of project work and hand over the project after revising entire the project work, to make ensure the owner are satisfied with the project work. 4- To make sure the customer is satisfy, by finishing the project with the specification the customer provided and exactly the customer want. 5- To use the best methods and ways, to complete the project in a difficult situation such as strong weather it normally faced in the country like Maldives. Project objectives 1- To monitor the project works day-by-day and how the project team performance to avoid the problems that are facing on the project activities to complete project on time. 2- Adopt an effect monitoring system to handle goods, materials and other services which are used in the project to control the budget. 3- Supervise the all the project works, to ensure that the works are carryout according to the plan provided, to maintain the quality of the work. 4- Get the continuous feedback from owner or consultant that the owner has selected, to provide the product the customer actually wants. 5- Continuous monitoring of weather forecast, to organize the work schedules, suppliers transportation, to mitigate the obstacle facing on the project performance. Stakeholders Stakeholders of this project defined as all internal and external stakeholders. Internal stakeholders who involved in this project are Investors, investing for the project, Board of Directors, Managing director, Organizational staffs, Project manager, Project team members, Contractor and Suppliers. External stakeholders are government agencies, Architectures, Consultants, Competitors, Tourists and banks. Project Scope and Time Management Scope is building a five star hotel in Maldives, to provide higher quality accommodation for the customers and to deliver owners acceptable quality works within given budget and time frame and project time is managed buy according to the work breakdown structure (WBS) attached in this plan. Human resources management This looks on the process which required and how these people effectively involved in the project. This will includes all the stakeholders. In the organizational planning it was mentioned roles and responsibility of each member, whom they should report and provide the best resources to the staffs, that will include provide the best training which required for the project and good standard of food, accommodation, health and safety. Financial Management Required funding is provided by the investors for part payments from Blue Line Corporation, Netherland. They are paying in many different phases, according to the ongoing project works. Internally project will be audit; according to the audit management system will monitor and order the required good and materials for the project and made the payment for contractors and suppliers. Stakeholders Roles and responsibilities 1- The project investors will oversee the research of the business and finalized the budget for the project and investing on project. 2- Project board of directors will establishing the organization mission and vision, establish the plan and provide resources required for the project. 3- Managing director will develop the organization strategic plan in an effective manner and accountable for overall performance of organization. Managing day-to-day activities of the business, authority delegated from board and implementing board policies and strategy, allocating resources required to achieved the objectives. 4- Project Manager responsibility is completing the project on time, within the provided or given budget, and maintain the quality criteria provide training for the project staffs, maintain the project quality, identify the project procurement, develop and approve project charter, define the goals and objectives. 5- Project Teams members responsible are performing the project activities. They also help obtaining commitments to complete the project within schedule and limited budget. 6- Contractors will carry out the task handover according to the design and plan and contract they may be a construction or electrical. 7- A Supplier will supply good and material according to the contract, which are required for the project and should maintain the quality standard of the according to the contract. Project Management Information System PMIS Project Management Information System adopts for this project, collect, combine and distributes the information through electronically and manually. This used for upper management to communicate with lower management. It will provide the resources for planning, evaluating, monitoring, and controlling to a project through both formal and informal channels. Risks management In the risk identification of this project, all identified risks will be stored in a risk register and this list will be determine which risk is most danger to the project and will give more priority to attend the high risks first likewise resolving one after another. Tools and Techniques consider are Documentation Reviews, Information Gathering Techniques, Checklist, Assumption Analysis and Diagramming Techniques such as Cause and effect, and fishbone Ishikawa diagrams, Process flow charts, Influence diagram Risk treatment plan is a part of risk and also it is a part of risk management plan. This plan will show how the risk will be managed either that is high, medium or low. According to this project the first create risk management plan that will guide the team members and stakeholders, how they react on the risk. Communication Plan Maintain the communication among the stakeholders, according to the communication matrix given below. Communication type Project Objectives Medium Used Frequency Project Audience Project Owner Deliverable Methods Project Kick-off Introducing the project team and review objectives and management approach Face-to-Face Once Investor Board of Directors Stakeholders Project Team Project Manager Agenda Meeting Minutes Project Team Meetings Review project status within project team. Face-to-Face Call Conferencing Weekly Project Team Project Manager Agenda Meeting Minutes Technical Design Meetings Develop a technical design and solution for the project. Face-to-Face As needed Technical staff Technical Leader Agenda Meeting Minutes Status Meetings of Project Project status report to management Face-to-Face Call Conferencing Monthly PMO Project Manager Status Reports of Project Project status report of the activities, progress, costs and issues Email Monthly Investor Board of directors Project Team Stakeholders PMO Project Manager Status Report of Project Quality management To manage the quality of the project, the firm will adopt ISO 14000 for Environmental issues and ISO 12006 for Building construction issues. Both of these two families have many other series of standards that are included in this project. This is a five star hotel, so the quality management system of the project conduct according to the ISO approved standard. The firm staffs will be trained the standard of ISO approved level. The project is running with international standard, than these agencies provide required knowledge for particular issues, so adopting ISO standard is very important for this full project. The main reason of adopt ISO standard is to meet or exceed stakeholders needs and expectation. The project team will develop a good relationship with key stakeholders, specially the supporter and the recipient of the project, to understand what quality means to them. The project team will need to make adjustment to scope, schedule and budget to satisfy the recipient s needs and expectation. Procurement Management Procurement planning of this project, the firm will use annual procurement planning. This planning encourages the firm management to handle the available resources as well as deliveries according plans and strategies. 1- To identify the quantity of good and materials required for the project, according to the plan other requirements. 2- Always materials should be available for the project works. 3- Giving special attention to good, material and resources prices. 4- Minimize the procurement time, cost and increase the production. 5- Mitigating the level of risk associate with the project. 6- Equally perform the production and procurement plan. 7- A trusted understanding between business partners and suppliers. The firm management will consider on following stages of annual procurement planning. 1- Supporting service of delivering the products 2- Assessing company expenses on goods, materials and services 3- Improving the project procurement process 4- Improving the project performance of goals and events

Effects of Television on Children: A Chain Indicating Their Behavior Es

Kate Moody, author of Growing Up On Television: The TV Effect, explains that a nine-year-old’s effort to slip his teacher a box of poisoned chocolates, a seven-year-old’s use of ground glass in the family stew, a seventeen-year-old’s re-enactment of a televised rape and murder by bludgeoning the victim’s head and slashing her throat, and a fifteen-year-old’s real-life rerun of a rape with a broomstick televised in the movie Born Innocent are all examples of crimes copied from TV (86). Many children are introduced to the world of television before they enter school and grow up committing crimes because they were under the influence of television. In Mary L. Gavin’s article, â€Å"How TV Affects Your Child,† found on KidsHealth.org, which is the most visited website for information about health, behavior, and development from before birth through the teen years, Mary reported that two-thirds of infants and toddlers watch television an a verage of two hours a day, kids under the age of six watch an average of about two hours of television a day, and children between the ages of eight and eighteen years old spend nearly four hours a day in front of a television screen (Gavin). The article found on the Media Awareness Network website, â€Å"Television’s Impact on Kids,† reports that television is one of the most prevalent media influences in kids’ lives (Media Awareness Network). Lately, reality shows like Bad Girls’ Club and Jersey Shore are being aired because they are full of drama that catches the viewers’ attention. Children are more receptive of what they see on TV than adults are and are more likely to mimic those actions. The negative influence of television causes children to absorb and retaliate what they see on TV, which in part cause... ...use. And often, there's no discussion about the consequences of drinking alcohol, doing drugs, smoking cigarettes, and having premarital sex (Gavin). Children who view TV become involved in three processes: (1) they are exposed to new behaviors and characters, (2) they learn to do or acquire those behaviors, and (3) they eventually accept them as their own (Moody 86-87). Children are attracted to violence, and violence on TV is portrayed as tolerable. As a result, kids show aggressive behavior and learn to handle their problems with violence, which leads to an increase in crime. Also, children that watch shows that contain sexual content are more likely to become involved in sexual activities. Children assimilate everything they see on TV, and they assume behaviors like violence and sex are appropriate, which guides them to actually undertake in such activities.

Importance Of English Language Essay

The importance of English language is spreading geographically. In the world there are many languages being spoken. English is one of them which become international language. Language is used to defining the characteristics of every nation. Every country has its own language culture. People in USA, Canada and Europe speak English. Different Stages of Languages in Subcontinent: In subcontinent history of language is takes a great amount of time. When Muslims governed in subcontinent then they brought their language. At that time Urdu became the official language and language of common people. Muslims also learned Arabic language to improve their social condition but they can’t brought prominent change in their set-up. After that, When English came in the place of Muslim. They brought their culture and language. English became the master language. Everyone tried to learned English language quickly. They change their social , economical and education system. Which people learned English they got good jobs and able to got success. Read more: Importance of English language essay Realisation of its importance: Almost Asians were felt hesitation to learn English. Leaders of Muslims convinced then to learn or write English for their progress. They helped them to make acceptable place for themselves in new system. Because of English, We are able to get success in every profession. English as medium of success: In developed countries almost everyone speaks English and they lead all over the world. Unfortunately in our society our people feel shy & they are too much confuse and nervous to speak English. People fear to bring change in educational and government level. They are unwilling to introduced English at the place of Urdu. Government should to take action to make English common. In start this step from government departments. They try to conduct their business in English not in Urdu. Urdu is our mother tongue everyone can speak Urdu easily. But we try to make English common in offices, schools,  business etc. English as a medium of information: English use ass a medium of information and instruction in schools, at higher education level, in offices. We should change our system Urdu to English. Make English compulsory from primary level, conduct exams in English. Students, who feel English difficult, they can’t get good jobs in higher education to get good jobs in high standard institutions and multinational companies. It is necessary that, We have command in English. Private English medium schools play an important role in rapid growth of English. They prepare their in good way but no one can afford the expense of English medium schools. English is a Language of Science & Technology: English is not important for educational system it is also became the language of science and technology. It is an international language as well as, it is a language of technological research. Every field based on English. Now people of our society know the importance of English, they learn English with great speed. Pakistan also develop English in scientific research. Pakistan gets idea from developed countries. English is also important of our success. Increase in Foreign Income: As we know, English is an international language. To conduct business with other countries, We must be able to deal them in English. Income from export of goods is a major part of our national income. We have known, How the basics of English language then we can easily deals with foreign traders, Which increase our foreign income. Knowledge of English keeps people of our society to get good jobs in other countries. Important of English in Strong Future: Our government should improve set-up of educational system. Makes our society social English-speaking. Advantage of this great step is, We can lead other developed countries. We also can influence in world situation. Our government try to reduce the difference between Urdu and English. Medium institutions makes English as a compulsory subject and other subject conduct in English. Urdu also is an important language, it shows the good manners  and attractive culture to others but for the country progress or stand with other countries, We should have strong grip on English. English play very important role in our political, economical and social progress. We need English for our better present and for better future. Conclusion: We should focused on English language. Because it is an international language also a living language, and it is also important for our success. We surely can’t ignore the importance of English Language. Disraeli.Disraeli saying about success.

Overview And Analysis Of Aviva Insurance Company Finance Essay - Free Essay Example

Sample details Pages: 8 Words: 2253 Downloads: 10 Date added: 2017/06/26 Category Finance Essay Type Argumentative essay Did you like this example? AVIVA is a public limited company incorporated under the laws of England and Wales. We are one of the worlds leading global insurance groups. We are the fifth largest insurance group in the world, based on gross written premiums for the 2008 year. We are one of the top five providers of long-term insurance and savings products in the UK, Ireland, the Netherlands, Poland and Spain and one of the top ten providers of long-term insurance and savings products in France, Italy, Hungary and Romania for 2008  [1] CORE BUSINESS BRAND AND PRODUCTS AVIVA products are split into the categories as following: Pensions provide income in retirement for an individual and possibly his or her dependants. This products include personal and group pensions, stakeholder pensions and income drawdown. Annuities pays out regular amounts of benefit, either immediately and for the remainder of a persons lifetime, or deferred to commence from a future date. Immediate annuities may be purchased for an individual and his or her dependents or on a bulk purchase basis for groups of people. Protection protects the policyholder or his or her dependants against financial loss on death or ill-health. Bonds and savings accumulation products with single or regular premiums and unit-linked or guaranteed investment returns. Other, which includes equity release and structured settlements Don’t waste time! Our writers will create an original "Overview And Analysis Of Aviva Insurance Company Finance Essay" essay for you Create order REVENUE The most revenue of AVIVA is long-term insurance and savings business This revenue accounted for over 80% of total company business. Based on report at the end of 2009,  £32.0 billion is total long-term insurance and savings new business sales and investment sales is  £3.9 billion. PROFIT IFRS operating profit (2009)  [2] Income statement data Amounts in accordance with IFRS 2009  £m 2008  £m 2007  £m 2006  £m 2005  £m Income      Gross written premiums 34,690 36,206 30,991 28,735 26,299 Premiums ceded to reinsurers (2,576 (1,841 (1,658 (1,501 (1,317 Premiums written net of reinsurance 32,114 34,365 29,333 27,234 24,982 Net change in provision for unearned premiums 559 277 (21 93 (123 Net earned premiums 32,673 34,642 29,312 27,327 24,859 Fee and commission income 1,789 1,885 1,760 1,870 1,851 Net investment income/(expense) 24,972 (16,043 9,689 15,908 23,722 Share of (loss)/profit after tax of joint ventures and associates (504 (1,128 (304 485 340 Profit on the disposal of subsidiaries and associates 153 7 49 222 153  59,083 19,363 40,506 45,812 50,925 Expenses   Â  Ãƒâ€š   Claims and benefits paid, net of recoveries from reinsurers (27,549 (29,353 (27,121 (23,444 (19,706 Change in insurance liabilities, net of reinsurance (5,682 3,885 (3,508 (2,594 (10,376 Change in investment contract provisions (11,185 10,629 (2,018 (6,002 (7,814 Change in unallocated divisible surplus (1,547 4,482 2,922 (558 (1,474 Fee and commission expense (4,396 (4,411 (4,244 (5,461 (4,330 Other expenses (5,366 (5,416 (3,473 (3,557 (3,166 Finance costs (1,336 (1,547 (1,217 (856 (609  (57,061 (21,731 (38,659 (42,472 (47,475 Profit/(loss) before tax 2,022 (2,368 1,847 3,340 3,450 Tax attributable to policyholders returns (217 1,068 (15 (346 (922 Profit/(loss) before tax attributable to shareholders profits 1,805 (1,300 1,832 2,994 2,528 Tax attributable to shareholders profits (490 415 (334 (594 (630 Profit/(loss) for the financial year 1,315 (885 1,498 2,400 1,898   Per share Per share Per share Per share Per share Profit/(loss) per share attributable to equity shareholders:      Basic 37.8 (36.8 48.9 88.0 73.5 Diluted 37.5 (36.8 48.5 87.0 72.9    Per share Per share Per share Per share Per share Dividends paid per share  24.0 33.0 33.0 30.0 27.3   Millions Millions Millions Millions Millions Number of shares in issue at 31 December 2,767 2,658 2,622 2,566 2,396 Weighted average number of shares in issue for the year 2,705 2,643 2,588 2,469 2,340 Statement of financial position data  [3] 1.4 TREND IN THE NEXT DECADE AVIVAs trend in the next decade is Age demographic trend. Age demographics can influence demand for Avivas different types of products or change pricing models. If a region or countrys demographics lean strongly towards a large proportion of older people, there may be larger demand for pre- and post-retirement insurance, which would affect Avivas sales in terms of volume and type. Age demographics can also influence the pricing models for insurance life Insurance products are more profitable and products return less in countries with low mortality rates. As a result, pricing models need to be adjusted for a country that has growing life expectancy as changing demographics affect, medical severity, and indemnity severity. This trend and any mortality assumptions based on age demographics did not significantly affect business in 2007, 2008, or 2009; however, there will be significant changes with the expansion of Avivas Asia Pacific branch into countries of different age demographic s. 1.5 SUCCESS OF AVIVA SINCE 2007 During 2007, AVIVA acquired subsidiaries in Spain, Italy and the UK in connection with bancassurance agreements with Cajamurcia, Banco Popolare and HSBC. Total consideration for these acquisitions, including costs, was  £397 million. In addition to these acquisitions AVIVA entered into joint venture agreements with local banks in Turkey, Malaysia and Taiwan. Total consideration for these joint ventures was  £208 million. AVIVA disposed of a number of businesses, the most material of which was the contribution of Turkish business, Aviva HE, to Turkish joint venture. This gave rise to a profit on disposal of  £71 million. Other disposals of smaller operations gave rise to a loss on disposal before tax of  £22 million.  [4] During 2008, AVIVA acquired subsidiaries in Ireland, Italy and Belgium. Total consideration for these acquisitions, including costs, was  £189 million. As part of AVIVA strategy to exit non-core operations, AVIVA disposed of HPI Limited and RAC Auto windscreens Limited in the UK and life operations in Luxembourg. Consideration for these disposals was  £126 million, realizing a net profit on disposal of  £7 million.  [5] On 1 October 2009, AVIVA completed the sale of our Australian life and pension business and wealth management platform to the National Australia Bank for A$902 million ( £443 million). On 3 November 2009, AVIVA completed the Initial Public Offering (IPO) of approximately 42% of Delta Lloyd N.V. raising ÃÆ' ¢Ãƒ ¢Ã¢â€š ¬Ã… ¡Ãƒâ€šÃ‚ ¬1.1 billion ( £1 billion). AVIVA also enhance the value and liquidity of retained stake in Delta Lloyd. Delta Lloyd, at the start of the year, sold its health business for  £235 million to OWM CZ Groep Zorgverkeraar UA (CZ). Continuing with the groups strategy to exit non-core operations, AVIVA disposed of the British School of Motoring Limited for a consideration of  £4 million.  [6] During 2010, Aviva reported revenues of  £9.13 billion for the first quarte r, which was higher than analysts estimates of  £8.45 billion in revenue. However, worldwide total sales for quarter 1 2010 of  £12.64 billion decreased 1% from the sales of quarter 1 2009 of  £12.78 billion. The worldwide total sales also rose 16% in quarter 1 2010 from quarter 4 2009, when Aviva generated sales of  £10.90 billion. Aviva benefited from a milder winter in Canada but it estimated the total cost of bad weather as  £50 million for the quarter. UK life insurance sales increased 14% and its investment sales increased 143% from the fourth quarter of 2009. In the US, general insurance sales decreased 48% from the sales of first quarter of 2010 due to Avivas focus on a larger profit instead of a larger sales volume.  [7] 2. CORPORATE RESPONSIBILITY 2.1 Free the Children At Aviva, being a good corporate citizen is essential to long term sustainability. AVIVA provides peace of mind through meaningful insurance products as well as support for communities where employees, customers, brokers and business partners live and work. AVIVA major corporate support is directed to two organizations, United Way and Free The Children. 2.2 Preserving the Environment Managing impact on the environment is another key component of AVIVA corporate responsibility program. Through initiatives to reduce waste and energy, AVIVA has become the first carbon neutral insurer covering worldwide operations. This is done by offsetting our remaining emissions through gaining carbon credits from projects in several countries around the world. AVIVA is engaging with the global challenge to combat climate change and protect the environment. These actions today will affect future generations. Besides that, AVIVA publishs annual group environmen tal performance data against key indicators and targets covering our CO2 emissions, water and waste consumption. AVIVA uses Accounting for Sustainabilitys connected reporting framework, which integrates financial and non financial data to provide a comprehensive account of our impacts. Our carbon footprint boundaries provides clarity on the data what is excluded from our carbon footprint calculations. CRISIS MANAGEMENT As a global company, AVIVA faces a large and diverse number of risks. Each of these risks has the potential to harm financial performance or hinder the achievement of strategic objectives. If AVIVA doesnt manage risk effectively, it is might to miss potential opportunities to further develop and expand business. The type of risks that AVIVA faces are: financial, strategic and operational.  [8] Financial risks cover market and credit risk, insurance risk, liquidity and capital management. Strategic risks include issues such as customer, products and markets as well as any risks to our business model arising from changes in our market and risks arising from mergers and acquisitions. Operational risks arise from inadequately controlled internal processes or systems, human error or non-compliance as well as from external events. Operational risks include taxation, reputation and regulatory risks, such as compliance.  [9] Risk Management Framework AVIVA monitors risks on a regular basis through our Risk Management Framework. The framework includes all risk management processes, systems and tools and helps set standards for identifying, managing and reporting risks and establishing minimum standards for our control environment. This process allows to assess the overall risk exposures AVIVA.  [10] Policies and procedures AVIVA has 35 policies that deal with the management of all risks. These policies define risk appetite and set risk management. Besides that, these policies also control standards for the groups worldwide operations. With equity risk, AVIVA monitors exposures relative to risk appetite and have reduced overall exposures during 2008 by extending portfolio of equity hedges. In orde to manage credit risk, AVIVA measures exposure against centrally set limits, which take account of credit ratings issued by rating agencies. Foreign exchange risk AVIVA set up a policy to face foreign exchange risk is to borrow and derivati ve currency to keep it exposures within these limits. AVIVA hedges specific foreign exchange transaction risks when feeling its appropriate. Besides above risk, AVIVA also has to face to derivatives risk, liquidity risk and some kind of risk in Insuarnce products, such as Insurance Risk Management, Life insurance risk, Longevity risk, Mortality and morbidity risk, Persistency risk, Product design and pricing risk, Expense risk, General insurance risk, Catastrophe risk, Worsening claims ratios, Strategic risks, Operational risks, Supplier risk 4. STRATEGY Our strategy has three key elements: Increasing geographic focus Benefiting from the combination of life and general insurance Building on our core capabilities. This is reinforced by a commitment to clear financial deliverables in the near-term. 4.1 Increasing geographic focus We will focus on 12 markets where we have strength and scale. In determining our focus we will judge markets on their potential to generate both $100 million of IFRS operating profits and a 12% return on capital employed, or $1 billion of franchise value for younger businesses. Europe opportunities focus on eight markets: UK, France, Spain, Italy, Poland, Ireland, Turkey and North America. AVIVA will also focus on growing profits organically in Canada and the US. Besides that, Asia Pacific, China, Taiwan and India are one that we focus on growing franchise value. 4.2 Benefiting from the combination of life and general insurance The combination of our businesses provides capit al benefits by diversifying risks. Aviva can hold 30-40% less capital to write new GI business than the GI business would need to hold on a standalone basis. It is anticipated that this benefit will be reinforced under Solvency II. Building on our core capabilities AVIVA will be succeed by building on four core capabilities: marketing distribution expertise, financial discipline, technical excellence, and operational effectiveness AVIVA strategy gives a clear way forward, but AVIVA is also focused on delivering strong performance in the near-term, so we have set out a number of clear financial deliverables: At least  £1.5 billion operational capital in 2011; Life IRR of at least 12% with payback of 10 years or less; General insurance COR of 97% or better in 2011;  £200 million of cost savings and  £200 million of efficiency savings by the end of 2012. VISION, MISSION, GOALS VISION MISSION AVIVA wants to bring prosperity and peace of mind to our customers through vision: One Aviva, twice the value. By acting responsibly for the long term in how we do business, we will help meet our ambition to provide prosperity and peace of mind to our customers AVIVA aim is for every employee to be able to say At Aviva I am recognized for who I am, and what I contribute matters. Everything AVIVA does revolves around four core values performance, progressiveness, teamwork and integrity. These values capture the day-to-day behaviors we follow, in dealing with each other and with our customers. OUR GOALS Avivas goals is to move company to a global single brand and what it means for customers worldwide. The creation of a single global brand is a key part of delivering One Aviva, twice the value and the implications go far beyond changing the name on brochures or signs.  [11] 5.3 HOW DO WE MOTIVATE OUR EMPLOYEES? AVIVA has a clear purpose to drive a talent leadership and culture-led transformation to deliver exceptional business performance. Aviva has approached this by implementing strategies designed to: Encourage talented people to join Aviva and stay Match the right people to the right roles and take action where there are gaps Empower people to be the best they can be Build pride in Aviva 6. DESIRABILITY AS AN EMPLOYER Working for AVIVA is the dream of so many young peoples, include me. I was attracted to Aviva because of the existing scale of the global business, combined with the strategic vision and ambition to build a global market leading asset manager. Joining an organization that already had a strong platform and broad client base combined with ambitious growth targets provided an opportunity to be part of and contribute to, turning the vision into reality. Aviva provides the opportunity for my development and growth, recognizing individuals with rewarding career paths and a diverse set of opportunities underpinned with clear ldevelopment plans. Aviva is a great place to work and one where I will be recognized as an individual for what I can contribute. Aviva has changed massively from a UK centric organization to a global company. And may be, some days, I will have appotunity to work in UK or some member companies to open my world. Reference sources: https://www.aviva.com/ https://www.wikinvest.com/ https://www.avivainvestors.com/ https://sec.gov/Archives/edgar/data/